People conducting operations based on agency contracts, commission agreements, trust agreements, as well as those carrying out bank transactions and some other operations, will fall under suspicion.

Such methods have been used in many other countries for a long time. Gazeta refers to the United States, where one of the most stringent financial control systems in the world has been applied for the last 30 years. Control over compliance with banking laws is exercised not only by the Federal Reserve System, but also by the Treasury Department, the Trade Department, the Commerce Department and the Federal Deposit Insurance Corporation. The Federal Bureau of Investigation also cooperates with them in certain cases.

Experts say the control system in Russia will be less stringent. According to the new rules, banks themselves will develop programs to check their clients and beneficiaries. On individuals, banks will have to report names, passport numbers, citizenship and some other questionnaire information. If a bank cannot get the necessary information because the client refuses to provide it, the bank has to report it to the Central Bank, and the Central Bank will make requests, if necessary, through the Federal Service for Financial Monitoring. The main aim of the Service is to ensure compliance with laws against money laundering and funding of terrorist activities, as well as to bring to justice those who violate these laws.

The new rules oblige banks to identify both their new and old clients. Banks have one year to gather information and report it.